The Rudraksh Policy is a comprehensive personal accident insurance plan that offers ₹10 lakh coverage for accidental death and more against a range of incidents. It is recommended as an add-on to your motor insurance for enhanced protection.

Anyone between the ages of 18 and 70 years who is an Indian citizen is eligible to purchase the Rudraksh Policy.

The Rudraksh Policy is available at an extremely affordable cost of just ₹299. For this nominal amount, policyholders receive accident death coverage worth ₹10 lakh, along with additional financial support for hospitalization, disability, child education, and post-death transportation.

In addition to accidental death coverage, the policy provides up to ₹10 lakh coverage for total permanent disability, ensuring financial protection in case of life-altering injuries.

In case of hospitalization due to an accident, the policy provides ₹1,000 per day as a hospital cash benefit for up to 30 days, along with reimbursement of medical expenses up to ₹50,000. Ambulance expenses are also covered under the policy.

Yes, the policy covers transportation expenses up to ₹5,000 or 2% of the sum insured. It also offers a child education benefit of up to ₹1,00,000 or 5% of the sum insured to support your family’s future in case of an unfortunate event.