Bimakart Atom is a micro-insurance policy that provides accidental death coverage of ₹1 lakh. It aims to provide peace of mind and basic financial security to individuals working in vulnerable or unorganized sectors.

It is designed specifically to support daily wage earners, gig workers, and self-employed individuals. However, everyone is eligible for the policy.

It offers coverage of ₹1 lakh in the event of accidental death, helping secure financial support for the policyholder’s family.

The primary benefit of the BimaKart Atom policy is a coverage of ₹1,00,000 in case the insured person passes away due to an accident. This amount can help the family or dependents of the deceased manage immediate expenses and cope with the financial impact of the loss.