In the tragic event of accidental death, the Rudraksh Policy provides a lump sum payout of up to ₹10 lakhs to the insured’s family or beneficiaries. This payout ensures that the family can manage their financial responsibilities even in the most challenging times.
Eligibility for Claim: Death must occur as a direct result of an accident within the policy term.
If an accident leads to hospitalization, the Rudraksh Policy provides a daily cash allowance of ₹1,000 for up to 30 days. This allowance is meant to support incidental expenses, lost wages, and other costs that arise during your hospital stay.
- Conditions: Hospitalization due to an accident must last for a minimum of 24 hours to claim this benefit.
In case of permanent or partial disability caused by an accident, the policy provides financial assistance between ₹5 to ₹10 lakhs, depending on the severity of the disability. This benefit helps you cover the cost of medical treatments, rehabilitation, and any other necessary expenses.
- Permanent Total Disability: ₹10 Lakhs
- Permanent Partial Disability: ₹5 Lakhs
For those who are hospitalized due to an accident, the policy offers an additional lump sum payment of ₹50,000. This can be used to cover hospital bills, medication, surgical procedures, and other associated healthcare costs.
- Eligibility for Claim: The accident must directly lead to hospitalization.
In case of an accident requiring emergency medical transport, Rudraksh Policy covers the cost of ambulance services. This ensures you receive timely medical assistance without worrying about transportation costs during a critical moment.
- Limits: Coverage is based on actual expenses incurred, up to a pre-determined amount set by the policy
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